வாழ்க்கையின் பாலங்கள்

வாழ்க்கையின் பாலங்கள்

பாலருக்கு அன்னை அன்பின் பாலம்

மாணவருக்கு ஆசிரியர் அறிவின் பாலம்  

வாலிபருக்கு   நண்பன் நட்பின் பாலம்  

ஆடவருக்கு இல்லாள் இல்லறத்தின் பாலம்  

முதியவருக்கு பேரப் பிள்ளைகள் உறவின் பாலம்  

பருவ காலங்கள் மாற பாலங்கள் மாறும்

பாலங்கள் மாற வாழ்வின் பாதைகள் மாறும்

சந்திக்கும் பாதைகளை இன்புற கடந்தால்

எத்திக்கும் தித்திக்கும் வாழ்க்கை பயனத்தில்

பாலங்கள் எல்லாம் வாழ்வின் மேம்பாலங்களே

                பால்ராஜ் சாமுவேல்

PLIGHT OF SENIOR CITIZENS (SERVED IN PRIVATE SECTOR) WITHOUT ANY PENSION 7 THE FALLING

" Finance Minister questions high interest on savings"  

The continuous debate on reducing the interest rates on savings irritates the Senior Citizens (Middle Class) without any pension who served in Private Companies.

1. A senior citizen who served in a private sector for more thatn 30 years with a gross income of Rs.60,000/- on his retirement earns a pension of Rs.2065/- p.m. under EPF scheme. Just imagine the plight of a senior citizen with this meager amount for a whole month.

2. The savings made by a person with the above criteria gets by way of PF and Gratuity totals to around Rs.20 lakhs. This is the only base for the Senior Citizen to look for a minimum standard of living with the interest received on this amount.

3. If this Senior Citizen had loans borrowed for children education, house construction, children marriage, you assume the remaining amount for him to live the rest of his life.

3. 2 years back the interest rate was 9.5% and the current rate is 7.5% plus 0.5%

4. Economists are talking that the reduction in the interest rates on savings will reduce inflation and the prices will come down. Even the children know the prices of essential items have increased double fold in the last two years- eg. cereals, milk, medicines etc apart from seasonal 100% increase on tomato, onions, etc .

I just want the Finance Minister to think about this middle class senior citizens whose only income is the interest from his hard earned savings.

I also want the Finance Minister to consider (while comparing the interest rates of other countries), the care and assistance provided to Senior Citizens in other countries .

The need of the hour for the Middle Class Senior Citizens (served in private sector) without any pension are:

1. Please do not cut down the interest on Savings of such people OR fix a base for a minimum of Rs.30 lakhs. for a standard interest rate of 9% and reduce the rate for the savings beyond this limit.

2.Provide hassle free Medical care and medicines at discount for senior citizens.

The voice of this section - Middle Class Senior Citizens (served in private sector) without any pension is never heard as they do not have the muscle power or money power or atleast considerable amount of voting power.

PLEASE SHARE THIS MESSAGE AND SAVE THIS SECTION OF PEOPLE.

Paulraj Samuel